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Business Loan Calculator
Calculate the costs and payments of your business loan.

Welcome to IFSCapital.
Secure the capital you need to expand, innovate, and lead. Simple application, quick decisions, and flexible terms designed for small business owners.
Fast-Track Your Business Growth with Tailored Financing Solutions


Speedy Application
10-minute process, rapid funding.
Proven Impact
$15B in business growth funding.
Trusted Excellence
A+ BBB rating for superior service.
Innovative Financing That Fits Your Needs
Speedy Application
10-minute application, rapid funding.
Proven Impact
Over $10B in Funding Provided to Small Business Owners
Trusted Excellence
A+ BBB rating for superior service.
Our Fundamental Requirements
1 Year
in business
600
personal FICO® score
$100K
annual revenue
Business
Checking Account
Select a Type of Loan for Tailored Financing
Loan Center

Find Out Why
Businesses Prefer Us.
Speedy Financing
Funds Available in as Little as 24 Hours

Soft Credit Pulls
No Impact to Your Credit Score

One-Stop Lending
Access a Variety of Programs



IFS Capital: Your Direct Source for Tailored Financing. Achieve any goal with guidance from our expert loan advisors—no middlemen, no delays.
How Can We Help Your Business?

Acquire Inventory
Fund Payroll
Grow or Refurbish
Initiate Ad Campaigns
Balance Cash Flow
Modernize Machinery
Recruit New Talent
Merge Business Liabilities

Access Your Capital
Finalize your agreement and receive funding the very next day.

Prompt Decision
Consult with a loan advisor to select the ideal financing for your needs.

Swift Application
Effortlessly fill out your application in minutes with our online portal.
Financing That Keeps Pace with You.







(605) 644-5060
Monday – Friday
7 a.m. – 6 p.m. MST
Let our advisors guide you through the loan process—no expertise needed on your part.
Experts At Your Service.

Chosen by Countless Entrepreneurs
This was exactly what we were looking for. They really delivered on what they promised. James and his team are great! Paramus, NJ
David Fourer
Business Owner, Barber Shop
We needed inventory for our new season and reasonable rates and Advance My Business really pulled through for us. Denver, CO
Rebecca Silver
Business Owner , Woman’s Clothing
These loans have helped us to purchase equipment for our shop. Travis always delivers when we need him.
Los Angeles, CA
Steve Raminaj
Business Owner, Auto Repair Shop
Speedy Application
10-minute process, rapid funding.
Proven Impact
$15B in business growth funding.
Trusted Excellence
A+ BBB rating for superior service.